Effective Date: 21st November, 2025
NZ Indian Insights (“we,” “our,” “us”) is committed to maintaining the trust of our readers, contributors, and community. Protecting personal information, respecting intellectual property, and upholding ethical standards are central to our operations. This Privacy & Contributor Terms document explains in detail how we handle information, contributions, user interactions, and legal obligations, ensuring transparency, compliance with New Zealand law, and community trust.
By using our website, submitting content, or posting comments, you acknowledge that you understand and agree to these terms.
1. Website Use & “As-Is” Disclaimer
- The website and its content are provided “as-is” and “as available,” without warranties of any kind, either express or implied.
- NZ Indian Insights is not liable for reliance on website content, errors, omissions, or downtime.
- Liability for any damages arising from your use of the Site is limited to the extent permitted under New Zealand law.
2. Information We Collect
a. Personal Information
Information that identifies you individually, including:
- Name, email, phone number, postal address
- Professional details if submitting content or collaborating
- Payment or billing information if applicable
b. Non-Personal Information
Non-identifiable information for improving website functionality and user experience:
- IP address, browser, device type, operating system
- Pages visited, time spent on content, links clicked
- Cookies or tracking technologies
c. Content Submissions
Articles, stories, images, videos, or other media you provide are treated according to both privacy and intellectual property principles.
Why We Collect This Information:
To communicate effectively, deliver a safe and high-quality experience, manage contributions, comply with legal obligations, and provide relevant content to our community.
3. How We Collect Information
- Directly from you: via submission forms, email, surveys, mobile text messages, WhatsApp messages, or newsletters
- Automatically: through cookies, analytics, or tracking technologies
- From third-party sources: only with consent or as permitted by law
We do not sell anyone’s personal information
4. How We Use Your Information
- Operating and improving the website
- Communicating with users or contributors
- Reviewing, editing, and publishing content
- Marketing or community updates (with consent)
- Legal compliance, fraud prevention, and content moderation
- Analytics and research
5. Legal Compliance
- We comply with New Zealand Privacy Act 2020
- Personal information is processed based on:
- Consent
- Contractual necessity
- Legal obligations
- Legitimate interests for operating our media services
6. Data Sharing & Third-Party Vendors
Your information may only be shared:
- With service providers or contractors bound by confidentiality agreements
- If legally required to disclose by law enforcement or courts
- To protect rights, property, or safety of NZ Indian Insights, users, or the public
- With your explicit consent
- We implement contracts with third parties to ensure compliance with privacy laws and data protection standards.
7. Data Storage & Security
We protect data using:
- Encryption for storage and transmission
- Access controls restricted to authorized personnel
- Retention policies with minimum necessary periods
- Monitoring and audits of security systems
A Data Breach Response Plan ensures prompt containment, notification, and prevention.
8. Cookies & Tracking
- Enhance functionality and user experience
- Enhance functionality and user experience
- Analyze traffic and engagement
- Serve relevant content
Users may disable cookies in browser settings; some features may not function if disabled.
9. User Rights
Under Privacy Act 2020, users may:
- Access personal information
- Request corrections
- Withdraw consent (where applicable)
- Request deletion (subject to legal obligations)
Contact: info@nzindianinsights.com
10. Contributor Submission Terms
Originality & Attribution
- Submissions must be original. Any external content must be properly credited or include proof of rights.
- Accuracy, Respect & Community Suitability
- Content must be factual, respectful, free from misinformation, harmful claims, or offensive language.
- Content must maintain a positive and respectful tone, especially regarding New Zealand, India, communities, or cultural topics.
- Content should be suitable for publication to our community.
Political Neutrality
- Contributions must not contain political endorsements, campaigning, or advocacy.
Intellectual Property & Rights - Contributors retain full ownership of all rights to their submissions, including text, visuals, audio, and video.
- By submitting content, contributors grant NZ Indian Insights a perpetual, royalty-free, non-exclusive license to:
- Translate, adapt, create derivative works, and distribute the content worldwide in any media, whether currently existing or developed in the future
- Publish and share the content across all platforms
- Edit the content for formatting, readability, or minor grammar adjustments without altering its meaning
- Add NZ Indian Insights branding, signage, or watermark
- Contributors waive all moral rights in their submissions for the purposes of publication and distribution by NZ Indian Insights.
Publication Discretion
Submission of content does not guarantee publication. All contributions are reviewed by our editorial team, who reserve the right to accept, reject, or schedule content at their discretion.
Legal Responsibility & Liability
- Contributors are responsible for ensuring their submissions do not infringe copyright, privacy, or other legal obligations.
- NZ Indian Insights is not liable for content violations. Contributors agree to indemnify NZ Indian Insights from claims, legal fees, or damages arising from their submissions.
Age Verification
- Contributors under 13 must have parental consent. Submissions from children will be deleted if consent cannot be verified.
Future Submissions - These terms apply to all current and future submissions unless a new agreement is issued.
11. User Contributions – Comments & Discussion Boards
Responsibility
- All user contributions (comments, posts, discussion board entries) are the responsibility of the contributor
- Contributions are not endorsed by NZ Indian Insights
- IP addresses may be recorded to ensure accountability
Guidelines
- Be civil, constructive, and polite
- Avoid harassment, offensive, unlawful, or abusive content
- No spam, off-topic posts, duplicate submissions, or inappropriate usernames
- External links are only allowed in designated areas
- Contributions containing languages other than English may be removed unless allowed by site rules
- Advertising is not permitted
- Deliberate misuse of the platform, repeated violations, or disruptive behavior may result in content removal or account suspension
Moderation
- Contributions may be edited, removed, or deleted at any time to ensure compliance and a safe community experience
- Users may report inappropriate content, which will be reviewed promptly
Legal Liability & Indemnity
- NZ Indian Insights is not liable for user-submitted content
- Users agree to indemnify NZ Indian Insights for any legal claims, damages, or costs arising from their contributions
12. Limitation of Liability
- The website and its content are provided ‘as-is’ and ‘as available,’ without warranties of any kind, either express or implied
- NZ Indian Insights is not liable for:
- Website downtime or errors
- Accuracy of third-party content
- User-submitted content or disputes
- Liability is limited to the extent permitted under New Zealand law
13. Governing Law & Jurisdiction
- This policy is governed by New Zealand law
- Any disputes must be brought in New Zealand courts
14. Business Users – CGA Exemption
- If you are a business using the Site, you agree that the provisions of the New Zealand Consumer Guarantees Act 1993 do not apply to your use of the Site or reliance on the Site
- You agree to keep NZ Indian Insights fully indemnified against any claims, losses, or damages arising from your use of the Site in breach of these terms
15. Third-Party Links & Services
- External links are not controlled by NZ Indian Insights
- Users should review third-party privacy policies before sharing information
16. Children’s Privacy
- We do not knowingly collect information from children under 13
- Age verification is required for contributions by minors
- Inadvertently collected data will be deleted
17. Breach Notification
- Data breaches will be assessed immediately
- Affected users will be notified as required by law
- Follow Data Breach Response Plan for containment, investigation, and prevention
18. Updates to Policy
- Updates may reflect legal, operational, or technological changes
- New Effective Date will be posted on the website
19. Contact Information
Email: info@nzindianinsights.com
Phone: +64 22 159 3058