Effective Date: 21st November, 2025
The content provided on NZ Indian Insights (“we,” “our,” “us”) is intended for informational and educational purposes for our Kiwi-Indian community. By using our website, you acknowledge that you have read and understood this Disclaimer, along with our Privacy & Contributor Terms.
1. Content Accuracy & Reliance
- All content on the website is provided “as-is” and “as available,” without warranties of any kind, either express or implied.
- While we strive to ensure information is accurate and up-to-date, NZ Indian Insights does not guarantee completeness, accuracy, or timeliness.
- Any reliance on the content is at your own risk. We are not liable for any loss, damage, or inconvenience resulting from use of the site.
2. External Links
- NZ Indian Insights may include links to third-party websites for convenience or reference.
- We do not control these external sites and are not responsible for their content, privacy policies, or practices.
- Users should review third-party terms and privacy policies before sharing personal information.
3. User-Generated Content
- Comments, discussion board posts, or any content submitted by users or contributors reflect the views of the submitter, not NZ Indian Insights.
- We do not endorse, verify, or take responsibility for user-generated content.
- NZ Indian Insights reserves the right to moderate, edit, or remove content to maintain a safe and respectful community.
4. Intellectual Property & Submissions
- All submitted content is subject to our Privacy & Contributor Terms. Contributors retain ownership but grant NZ Indian Insights a perpetual, royalty-free, non-exclusive license for publication and distribution.
- Contributors also waive moral rights for publication purposes.
5. Limitation of Liability
- NZ Indian Insights is not liable for:
- Errors, omissions, or inaccuracies on the website
- Website downtime, technical failures, or disruptions
- Any direct, indirect, incidental, consequential, or punitive damages arising from website use or inability to use the website
- Liability is limited to the maximum extent permitted under New Zealand law.
6. Business Users – CGA Exemption
- If you are a business using this site, you agree that the provisions of the New Zealand Consumer Guarantees Act 1993 do not apply to your use of the website or reliance on its content.
- You agree to indemnify NZ Indian Insights against any claims, losses, or damages arising from use in breach of these terms.
7. No Professional Advice
- Content on NZ Indian Insights is general information only. It does not constitute legal, immigration, financial, or professional advice.
- Users should seek professional guidance before making decisions based on information from the site.
8. Changes to Disclaimer
- We may update this Disclaimer at any time to reflect legal, operational, or technological changes.
- The new Effective Date will be posted on the website.
9. Contact
Email: info@nzindianinsights.com
Phone: +64 22 159 3058
Note: This disclaimer applies regardless of ongoing content updates to our site.